Our financial habits and daily actions, related to money management, shape our financial reality. The more aware we are of them, the more control we'll have over our money and the faster we'll reach our financial goals. The first step is to identify our dysfunctional behavior patterns, а по-долу са представени...

You think investing is complicated and inaccessible, and is only for professionals in this field. You think, that investing is too risky and if you invest you will lose your money. You want to invest, but you've never done it before, you don't know what and feel incompetent. Many people tell me,...

A lot of people tell me, that they do not have high enough incomes, to follow a financial plan. Or, че стъпките за успех с личните финанси, are not applicable to them, and only apply to rich people. If we have low incomes, то тогава е възможно да не успяваме да спазваме основния принцип за...

Какво ни пречи да изготвим личен бюджет На доста от нас дори не ни хрумва, that we need to prepare a personal monthly budget or spending plan. We think, that budgets are for people, who spend uncontrollably or have financial problems. За какво ми е бюджет щом парите ми стигат...

  Often the crisis does not cause problems, it simply sheds light on our personal finance issues, which we already have. When the economy is growing and everything is going smoothly, the gaps in our finances and our negative patterns of behavior with money remain masked. But in times of crisis, всеки малък проблем...